Yotech · The small print

Payment terms & policies

Installment plans start with the first payment of the plan you configure — the listed price divided by the number of payments in your term. There is no separate deposit percentage.
Your price is locked the moment your first payment clears — catalog price changes never affect a running plan.
Your laptop is set aside for you as soon as your first payment clears, and we source it ready for handover once the plan completes.
There is no interest and no markup: the sum of your payments equals the listed price exactly.
Payments are customer-initiated through Paystack. We email a reminder 3 days before each due date, on the day, and on days 3 and 7 if a payment is late.
Laptops are handed over only when a plan reaches 100% paid.

If a payment is more than 7 days late, the plan is flagged and we'll reach out. Nothing is cancelled automatically — a human always decides.
If a plan is cancelled for non-payment, the laptop is no longer held for you. Refund of amounts already paid is handled per the written agreement you accept at checkout.
You can pay off a plan early at any time — there is no penalty.

Questions about a plan or a payment? Email hello@yotech.example, chat with us on WhatsApp or call the shop.